by Jalpa Lai | Jul 8, 2026 | Money Mindset
Why do I feel ashamed about my spending? If you’ve ever asked yourself that question – quietly, privately, in a way you’d never say out loud – you’re not alone. Money shame is one of the most common feelings people carry, and one of the...
by Jalpa Lai | Jun 29, 2026 | Education & Career
Do I need to pay tax on tips or overtime? Yes – and most people are surprised when they find out. It’s one of those questions I hear a lot, especially from young adults working in hospitality, retail, or any job where extra hours and cash tips are part of...
by Jalpa Lai | Jun 29, 2026 | Education & Career
What is National Insurance and why is your pay less than expected? If you’ve just started your first job and your payslip has left you confused, you’re not alone.. Your first payslip arrives and the number is noticeably smaller than you expected. Before...
by Jalpa Lai | Jun 25, 2026 | Education & Career
Should I start a pension in my first job? Yes. And the sooner the better. That’s the short answer. But if you’re in your first job and wondering whether it’s worth bothering when retirement feels about a hundred years away, here’s the...
by Jalpa Lai | Jun 17, 2026 | Education & Career
How Much of My Salary Should I Save at 22? How much of my salary should I save at 22? It’s one of the most common questions I hear from young adults starting out. You’ve got your first proper income coming in, you want to do the right thing, and...
